Use Case

The payment stack
your AI SaaS needs.

You're building an AI-powered SaaS product. You need merchant onboarding, embedded payments, multi-tier pricing, and a revenue model that scales with your business. AI Payware provides the full payment infrastructure layer so you can focus on your product.

What AI SaaS teams actually need

Most payment processors give you a checkout button and call it done. An AI SaaS product needs a full infrastructure layer: fast merchant onboarding, flexible billing models, embedded payment flows, and economics that reward growth.

Fast Merchant Onboarding

Go from signup to first charge in under 20 minutes. No weeks of underwriting paperwork or compliance back-and-forth.

Embedded Payment Flows

Drop-in components, hosted checkout, or full API control. Payments live inside your product experience, not on a third-party redirect.

Revenue Share Economics

Earn 10–15% of processing revenue on every transaction your platform generates. Your growth is our growth.

18min
Merchant approval
2.4%
Starting rate
15%
Max revenue share
0
Setup fees

Built for how AI SaaS actually works

Multi-tier pricing

Your SaaS has a free tier, a pro tier, and an enterprise tier. Each has different features, usage limits, and billing models. AI Payware's pricing engine supports all of this: flat subscriptions, usage-based overages, seat-based billing, and hybrid models — configured via API, not spreadsheets.

Subscription + usage hybrid

Most successful AI SaaS products converge on a "base subscription + usage overage" model. AI Payware handles both sides natively. A customer on your Pro plan gets 100K tokens included; anything above that is billed per-token at month end. No custom billing code required.

Customer-facing billing portal

Give your customers visibility into their usage, invoices, and payment methods through embeddable billing components. Branded to your product, powered by AI Payware's API.

Webhooks and lifecycle events

Subscription created, payment succeeded, payment failed, usage threshold reached, trial ending — every lifecycle event fires a webhook so your application can react in real time. Idempotent delivery with automatic retries.

The revenue share advantage

Traditional payment processors charge their rate and keep 100%. AI Payware's model is different: the developers building on our platform share in the processing revenue they generate.

On the Studio tier, you earn 10% of processing revenue on every transaction. At Scale volumes ($100K+/month), that increases to 15%. This isn't a referral bonus — it's a fundamental alignment of incentives. When your SaaS grows, you earn more from payments, not just from subscriptions.

FAQ

Can I white-label the payment experience?

Yes. Embedded payment components can be styled to match your brand. Your customers interact with your product — not with AI Payware's branding. The checkout, billing portal, and invoice emails can all carry your brand identity.

How does multi-currency work?

At launch, AI Payware supports USD processing in the US, Canada, and US Virgin Islands. Multi-currency and international expansion are on the roadmap. If you need non-USD currencies today, you can use AI Payware for your US billing and another processor for international — many teams run both.

What about PCI compliance?

AI Payware handles PCI scope for you. Card data is tokenized at the edge and never touches your servers. You can process payments without completing your own PCI SAQ — our embedded components and API handle the sensitive data.

Can I migrate existing subscriptions from Stripe?

Yes. Our migration tooling can import customer payment methods, subscription state, and billing history from Stripe. Most teams complete the migration in a single afternoon with zero downtime for their end users.

Related: Usage-Based Billing · AI Agent Payments · AI Payware vs Stripe · Payment Processing for AI Startups

Ready to build your
payment stack?

Get your Merchant ID and start integrating embedded payments. No minimums, no enterprise sales process.

Get Your Merchant ID → Talk to sales: (470) 523-7702